Pension Management

The most important criteria in picking pensions or investments to deposit your funds in, is their performance.

Many investors are disappointed in their pensions and investments performance, as the majority of fund mangers cannot even beat the index!

In recent years, this has led to a huge growth in index tracker funds.

Pensions and Investments can beat the Index!
Here is an outline of what you need to look for when seeking an advisory service with the potential to achieve an above average return on your pensions and investments while keeping drawdowns low.

Also outlined is a method that has actually returned over 20% annually.

Here are four tips on getting a better return on your pensions and investments.

Four Tips to Finding a Good Pensions and Investments Manager
1. Check the past performance of all the funds under management – you want to know what is the overall performance of the fund manager – i.e. make sure they’re not just showing you the good ones.

2. Look at the drawdowns, so you know the risk of the investment. You should also find out what their policy on money management is.

3. What are the fees?

How much do you pay and how does this impact on performance and drawdown.

Fees on your pensions and investment add up!

4. Does the manager have a conflict of interest?

Fund managers who not only make management fees, but also receive some of the dealing fees manage many pensions and investments. If this is the case, there is a conflict of interest, as they may trade to earn dealing fees, rather than concentrating purely on the investments performance.

W D Gann’s Amazing Method
One trading method that you should consider when seeking above average growth potential in pensions and investments are the methods of W D Gann.

$50 million in profits!
Gann was one of the most famous investors of all time amassing a fortune of $50 million dollars. He predicted the 1929 stock market crash for example a year in advance and then proceeded to buy the Dow’s lows in 1932!

Gann died in 1955, but his methods are still in use today by astute investors and traders worldwide.

Just like any good investment method, the techniques work on a wide variety of markets and aim to run the big profitable trends and liquidate losses quickly.

Your pensions and investments can benefit from this method of trading – it’s the basic logic upon which all successful trading occurs.

It’s Your Money!
So, invest it wisely. If you have a self-administered scheme, a sipp, a stock or commodity fund, make sure that when you pick a manager you pick the right one.

Easy to Understand FREE Information
When you look at the methods of Gann, you will see why so many investors trust his unique approach to investing.

In terms of pensions management, your location in the world doesn’t matter, nor does the type of pension you have – a sipps, a self-invested personal scheme, or a self-administered scheme.

What you are interested in is that when you become a pensioner, your pension’s management has performed to provide you with a comfortable retirement and does not give you a short fall on your expected cash!

Is a 20% Return Realistic with Low Risk?

Here we want to look at how a + 20% annual return is achievable and drawdowns can be kept to manageable levels.

Pensions Management Returns

Firstly, the best way to trade the markets is without emotion and this means using a technical based approach to pensions management. The reasons for this are:

1. A technical approach to pensions management takes the emotion out of trading and allows a disciplined trading plan, which can liquidate losers quickly and run the big profitable trends.

2. If the technical system is based upon holding onto the longer term trends the commission impact on the pension’s income is less than on a shorter term strategy. This means there is more money going to you and less in fund manager’s fees.

3. Even a good technical system will not hold losing trades.

Losses will always occur for any fund manager no matter how good they are, but the most important point is that they are manageable, and a good technical method can achieve this.

Pensions Management – The Risk

The risks in any form of investing are always there, but there is a misconception about how to assess the risk. Most investors look at the location of their pension, and see this as the main investment criteria. For example:

The view may be that if a fund manager is investing in Far East tiger economies, then this is more risky than say investing in UK blue chip equities.

This is only part of the equation though. If a fund manager is actively managing the pension or investment, you need to look at a fund manager’s money management strategy.

A good money management strategy in a volatile area can reduce risk; on the other hand, a poor money management strategy in a less volatile area can increase risk.

Pensions Management – Balancing Risk and Reward

A good pensions fund manager can achieve above average performance while keeping risk at manageable levels.

Here are some points you should consider when picking a pension manager:

1. When looking for a pensions fund manager make sure that you take the time to find out the performance of all the funds under their management, not just the good ones!

2. Ask a fund manager to explain their strategy, so you know the way they manage and control the risk of your funds.

3. Get to know them and see what their approach is and their reaction to your questions.

You are trusting them with your retirement funds – so make sure you are comfortable with everything about them.

Is a 20% Return Achievable?

Yes, it is – we know because we have produced gains like these for clients and so have other pensions management groups.

Use the above as a guide when shopping around for a manager and take your time.

You work hard, when it comes to retiring and taking your pension you want to make sure your pension can provide you with a happy and comfortable retirement.